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.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}.kol-faq{display:flex;flex-direction:column;gap:var(--space-3)}.kol-faq__item{background:var(--bbg-white);border:1px solid var(--bbg-border);border-radius:var(--radius-md);overflow:hidden;transition:border-color .24s ease,box-shadow .24s ease,transform .28s cubic-bezier(.16,1,.3,1)}.kol-faq__item:hover{transform:translate(2px);border-color:#269ada66}.kol-faq__item[open]{border-color:var(--bbg-blue);box-shadow:0 8px 22px -14px #269ada66}.kol-faq__q{cursor:pointer;padding:var(--space-5);display:flex;align-items:center;justify-content:space-between;gap:var(--space-4);font-weight:600;font-size:1.0625rem;line-height:1.3;color:var(--bbg-ink);list-style:none;transition:color var(--dur) var(--ease)}.kol-faq__q::-webkit-details-marker{display:none}.kol-faq__q::marker{display:none}.kol-faq__item:hover .kol-faq__q{color:var(--bbg-blue)}.kol-faq__icon{flex-shrink:0;width:28px;height:28px;display:inline-flex;align-items:center;justify-content:center;border-radius:50%;background:var(--bbg-surface);color:var(--bbg-text-muted);transition:transform .32s cubic-bezier(.16,1,.3,1),color var(--dur) var(--ease),background var(--dur) var(--ease)}.kol-faq__item[open] .kol-faq__icon{transform:rotate(180deg);color:var(--bbg-white);background:var(--bbg-blue)}.kol-faq__a{padding:0 var(--space-5) var(--space-5);color:var(--bbg-text);line-height:1.65;font-size:1rem;animation:kol-faq-in .32s cubic-bezier(.16,1,.3,1)}@keyframes kol-faq-in{0%{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:translateY(0)}}.kol-faq__a p{margin:0}.kol-faq-filter{display:flex;flex-wrap:wrap;gap:.5rem;justify-content:center;margin-bottom:var(--space-6);overflow-x:auto}.kol-faq-chip{display:inline-flex;align-items:center;gap:.5rem;padding:.5rem .95rem;background:var(--bbg-white);border:1px solid var(--bbg-border);border-radius:999px;cursor:pointer;font-size:.875rem;font-weight:600;color:var(--bbg-text);transition:all .22s ease;font-family:inherit;white-space:nowrap}.kol-faq-chip:hover{border-color:var(--bbg-blue);color:var(--bbg-blue)}.kol-faq-chip.is-active{background:var(--bbg-blue);border-color:var(--bbg-blue);color:var(--bbg-white)}.kol-faq-chip__count{font-size:.72rem;font-weight:700;padding:.15em .5em;border-radius:999px;background:var(--bbg-surface);color:var(--bbg-text-muted);transition:all .22s ease}.kol-faq-chip:hover .kol-faq-chip__count{background:var(--bbg-blue-light);color:var(--bbg-blue)}.kol-faq-chip.is-active .kol-faq-chip__count{background:#fff3;color:var(--bbg-white)}.kol-faq__cat-tag{display:inline-block;font-size:.68rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--bbg-blue);background:var(--bbg-blue-light);padding:.25em .6em;border-radius:4px;margin-right:var(--space-3);flex-shrink:0}.kol-faq__q-text{flex-grow:1}.kol-faq__item.is-hidden{display:none}.kol-cta{padding:clamp(var(--space-6),4vw + 1rem,var(--space-8)) var(--space-6);background:linear-gradient(135deg,var(--bbg-blue) 0%,var(--bbg-blue-dark) 100%);color:var(--bbg-white);border-radius:var(--radius-lg);text-align:center;position:relative;overflow:hidden}.kol-cta:before{content:"";position:absolute;top:-40%;right:-10%;width:420px;height:420px;background:radial-gradient(circle at center,#ffffff2e,#fff0 65%);pointer-events:none}.kol-cta .eyebrow--on-dark{display:inline-block;margin-bottom:var(--space-4);color:#ffffffe6}.kol-cta__title{font-size:clamp(1.75rem,1.5vw + 1rem,2.5rem);line-height:1.15;color:var(--bbg-white);margin:0 0 var(--space-4);letter-spacing:-.015em}.kol-cta__lead{color:#ffffffeb;font-size:1.0625rem;max-width:60ch;margin:0 auto var(--space-5);line-height:1.6}.kol-cta__actions{display:flex;flex-wrap:wrap;gap:var(--space-3);justify-content:center;position:relative}.kol-cta__btn-primary{background:var(--bbg-white);color:var(--bbg-blue-dark);border:1px solid var(--bbg-white)}.kol-cta__btn-primary:hover{background:#ffffffeb;color:var(--bbg-blue-dark)}